среда, 5 ноября 2025 г.

The AI Tools Cheat Sheet

 


John Cousins

An organized overview of various AI tools categorized by their use cases, features, and pricing.

Categories of AI Tools

The tools are categorized into SupertoolsCustomer SuccessProductivityDesign & VideoMarketingCopy & Content, and Sales.


1. Supertools

High-performance, versatile tools for a range of applications:

  • ChatGPT ($20/month for Pro):

    • All-in-one AI tool, especially for copywriting and problem-solving.

  • Claude AI ($1.63/million tokens):

    • GPT’s emerging competitor with strengths in specific use cases.

  • Perplexity AI ($20/month):

    • A search engine that cites sources instantly.


2. Customer Success

Tools designed to enhance customer experience and engagement:

  • SecondNative (Custom Pricing):

    • AI-powered coaching solutions tailored for customer service teams.

  • Dante ($8.33/month):

    • Custom AI chatbots that integrate with over 500+ apps.


3. Productivity

Tools to streamline workflows and boost efficiency:

  • Tldv ($10/month):

    • Video meeting recording and transcription with multilingual support.

  • Notion AI ($5/month):

    • Collaboration tool that enhances note-taking and task management.

  • Scheduler AI ($12/month):

    • Helps schedule and manage meetings efficiently.

  • AudioPen ($3/month):

    • Converts messy voice notes into polished, ready-to-use text.

  • Goblin Tools (Free):

    • Breaks down large tasks into actionable steps.


4. Sales

AI tools tailored to improve sales processes and interactions:

  • Sybill ($49/month):

    • Emotional intelligence for video calls and sales interactions.

  • Humanlinker ($19/month):

    • Enhances personalization in client interactions.

  • Humantic AI ($99/month):

    • Engages candidates for recruiters and sales professionals.

  • Maverick ($100/month):

    • Optimizes e-commerce stores to boost sales.


5. Design & Video

Creative tools for design, video production, and editing:

  • MidJourney ($10/month):

    • Leading tool for text-to-image generation.

  • Runway ($12/month):

    • Converts text to video or generates video-to-video output.

  • Leonardo AI ($24/month):

    • Features for generative art, such as background removal.

  • ElevenLabs ($5/month):

    • Advanced text-to-speech and voice cloning.

  • HeyGen ($24/month):

    • Text-to-video tool creating hyper-realistic avatars.


6. Marketing

AI tools for creating, designing, and optimizing marketing strategies:

  • Videos ($39/month):

    • Converts long videos into short, actionable clips.

  • Ecomm Ads Pencil ($119/month):

    • Generates high-performance e-commerce ads.

  • Pebblely ($29/month):

    • Creates product shots with text-to-image AI.

  • Framer:

    • Designs and publishes websites with ease.


7. Copy & Content

AI tools to improve writing and content creation:

  • Hypotenuse AI ($24/month):

    • Exceptional for long-form content with a human-like tone.

  • PaperPal ($12/month):

    • Advanced AI grammar checker.

  • Surfer ($89/month):

    • Optimizes website content for SEO rankings.

  • Lavender AI ($29/month):

    • A writing tool to create effective sales emails.

  • QuillBot ($19.95/month):

    • Enhances clarity through paraphrasing and rephrasing.


8. ChatGPT Top Useful Plugins

Extensions for ChatGPT that expand its functionality:

  • AI Diagrams:

    • Create flowcharts, mind maps, and sequence diagrams.

  • One Word Domains:

    • Check domain availability and compare registrars.

  • Prompt Perfect:

    • Refines prompts for more precise AI results.

  • ChatWithPdf:

    • Extract and interact with PDF content easily.

  • Scholar AI:

    • Searches scientific papers across major publishers.

  • KAYAK:

    • Finds flights, stays, and rentals within your budget.

Summary

This cheat sheet is a comprehensive resource for navigating the AI tool landscape, offering solutions for creative work, productivity, sales, customer support, and content creation. Each tool is categorized by its functionality, making it easy to identify the best fit for your needs and budget.


https://tinyurl.com/4ywyybc2

Warren Buffett’s Financial Statement Rules of Thumb


 


💰 INCOME STATEMENT:

1: Gross Margin
🧮 Equation: Gross Profit / Revenue
👍 Rule: 40% or higher
🤔 Buffetts Logic: Signals the company isn’t competing on price.

2: SGA Margin
🧮 Equation: SGA Expense / Gross Profit
👍 Rule: 30% or lower
🤔 Buffetts Logic: Wide-moat companies don’t need to spend a lot on overhead to operate.

3: RD Margin
🧮 Equation: RD Expense / Gross Profit
👍 Rule: 30% or lower
🤔 Buffetts Logic: RD expenses dont always create value for shareholders.

4: Depreciation Margin
🧮 Equation: Depreciation / Gross Profit
👍 Rule: 10% or lower
🤔 Buffetts Logic: Buffett doesnt like businesses that need to invest in depreciating assets to maintain their competitive advantage.

5: Interest Expense Margin
🧮 Equation: Interest Expense / Operating Income
👍 Rule: 15% or lower
🤔 Buffetts Logic: Great businesses don’t need debt to finance themselves.

6: Income Tax Expenses
🧮 Equation: Taxes Paid / Pre-Tax Income
👍 Rule: Current Corporate Tax Rate
🤔 Buffetts Logic: Great businesses are so profitable that they are forced to pay their full tax load.

7: Net Margin (Profit Margin)
🧮 Equation: Net Income / Sales
👍 Rule: 20% or higher
🤔 Buffetts Logic: Great companies convert 20% or more of their revenue into net income.

8: Earnings Per Share Growth
🧮 Equation: Year 2 EPS / Year 1 EPS
👍 Rule: Positive Growing
🤔 Buffetts Logic: Great companies increase profits every year.

⚖ BALANCE SHEET:

9: Cash Debt
🧮 Equation: Cash Debt
👍 Rule: More cash than debt
🤔 Buffetts Logic: Great companies dont need debt to fund themselves.

10: Cash Debt
🧮 Equation: Cash Debt
👍 Rule: More cash than debt
🤔 Buffetts Logic: Great companies generate lots of cash without needing much debt.

11: Adjusted Debt to Equity
🧮 Equation: Total Liabilities / Shareholder Equity + Treasury Stock
👍 Rule : 0.80
🤔 Buffetts Logic: Great companies finance themselves with equity.

12: Preferred Stock
👍 Rule: None
🤔 Buffetts Logic: Great companies dont need to fund themselves with preferred stock.

13: Retained Earnings
🧮 Equation: Year 1 / Year 2
👍 Rule: Consistent growth
🤔 Buffetts Logic: Great companies grow retained earnings each year.

14: Treasury Stock
👍 Rule: Exists
🤔 Buffetts Logic: Great companies repurchase their stock.

💸 CASH FLOW STATEMENT:

15: Capex Margin
🧮 Equation: Capex / Net Income
👍 Rule: 25%
🤔 Buffetts Logic: Great companies dont need much equipment to generate profits.

Caveats:
1️⃣ There are plenty of exceptions to these rules.
2️⃣ CONSISTENCY IS KEY!


https://tinyurl.com/yjfpd46s